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Falling Short: The Coming Retirement Challenge and What to Do About It!

March 24, 2021 @ 10:00 am - 11:30 am


Online via Zoom • 10:00 a.m. – 11:30 a.m.
Presenter: Andrew Eschtruth

The United States faces a serious retirement challenge. Many workers will lack the resources to retire at traditional ages and maintain their standard of living in retirement. The shortfall is caused by increasing income needs – due to longer lifespans and rising health costs – and decreasing support from Social Security and employer-sponsored pension plans.

The solutions are to work longer and save more. To work longer, individuals could plan to stay in the labor force until their late 60s if possible. To save more, policymakers could shore up Social Security’s long-term finances; make all 401(k) plans fully automatic; and ensure that everyone has easy access to a retirement savings plan. Individuals could also consider tapping their house for income in retirement.


Part of the BC Beyond Lifelong Learning Coffee and Conversation Series


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Spring 2021 Series
All lectures will be offered on Wednesdays from 10:00 to 11:30 a.m. ET.

  • January 20: Preview of Taking Shape: Abstraction from the Arab World, 1950s–1980s – Nancy Netzer, Director, McMullen Museum of Art and Professor of Art History, and Sultan Sooud Al Qassemi, Visiting Professor
  • February 3: You, The Effective Knowledge Professional: Innovation and the Hunt for Ideas – Andy Boynton, Dean, Carroll School of Management
  • February 17: Racial Justice, Antiracism, and the Boston College Forum for Racial Justice in America – Vincent Rougeau, Dean, Law School
  • March 10: ‘Terrible things were done’: Sean Lemass and the Violence of the Irish Revolution – Robert Savage, Director, Irish Studies Program and Professor of History
  • March 24: Falling Short: The Coming Retirement Challenge and What to Do About It – Andrew Eschtruth, Associate Director, Center for Retirement Research
  • March 31: Rediscovering the Treasures of Golden Age Spanish Cathedral Music – Michael Noone, Professor and Chair, Music Department
  • April 14: Working for the Common Good: The Schiller Institute for Integrated Science and Society – Laura Steinberg, Executive Director, Schiller Institute
  • April 28: What Can Literature Teach Us About Pandemics? – Amy Boesky, Professor and Chair, English Department
This series has a maximum capacity to allow for participant engagement and to ensure the best possible experience.
Register early to avoid disappointment!
Please Note:
Online participants will need a computer with video, microphone, and speakers. Participants must create a Zoom account in advance according to Boston College security requirements; more information will be provided upon registration.


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